Direct LendingWe fund it. Because investor productivity should never fall prey to regulatory dysfunction.

Fident Capital offers bridge loans directly to borrowers in need of timely, reliable execution. Through a strategic alliance with a $300MM debt fund based in the Bay Area that’s been in business for over 65 years, our platform delivers pragmatic underwriting, quick and no-nonsense responses, and a clear timeline to close.

Whether your banker (or their bank) has fallen short, your deal is highly transitional, or you simply need a timely funding, Fident can help. As a balance sheet lender, we have a commercial approach to addressing risk and can craft innovative, sound, loan structures that address unique challenges, which may commonly dissuade others.

With a focus on income-producing properties, our very narrow credit approval process provides fast, transparent, and reliable execution. When we say we’ll do a deal, it gets done.
 
Loan Amounts: $3MM to $20MM.

Target Markets: Denver and West

Rate and Fees: 7.5% rate (+/- 50 bps), 2 point fee (+/- 50 bps).

Leverage: at 65% LTC (+/- 7% pts)

 
Highlights:

  • Non-recourse available
  • No minimum interest
  • No prepayment penalties
  • Fully discretionary capital
  • Expedient closing
  • Balance sheet lender
  • In-house servicing and legal
  • Negative debt coverage ok
  • Brokers protected

Our advisory services do not mix with our lending activity. We will offer a loan or make a market for a borrower, not both. We do not serve clients as a lender and an advisor on the same engagement. Further, brokers are protected for their commissions and on their advisor relationship with the borrower. We don’t pursue a broker’s clients.