Direct LendingWe fund it. Because investor productivity should never fall prey to regulatory dysfunction.
Fident Capital offers bridge loans directly to borrowers in need of timely, reliable execution. Through a strategic alliance with a $300MM debt fund based in the Bay Area that’s been in business for over 65 years, our platform delivers pragmatic underwriting, quick and no-nonsense responses, and a clear timeline to close.
Whether your banker (or their bank) has fallen short, your deal is highly transitional, or you simply need a timely funding, Fident can help. As a balance sheet lender, we have a commercial approach to addressing risk and can craft innovative, sound, loan structures that address unique challenges, which may commonly dissuade others.
With a focus on income-producing properties, our very narrow credit approval process provides fast, transparent, and reliable execution. When we say we’ll do a deal, it gets done.
Loan Amounts: $3MM to $20MM.
Target Markets: Denver and West
Rate and Fees: 7.5% rate (+/- 50 bps), 2 point fee (+/- 50 bps).
Leverage: at 65% LTC (+/- 7% pts)
- Non-recourse available
- No minimum interest
- No prepayment penalties
- Fully discretionary capital
- Expedient closing
- Balance sheet lender
- In-house servicing and legal
- Negative debt coverage ok
- Brokers protected
Our advisory services do not mix with our lending activity. We will offer a loan or make a market for a borrower, not both. We do not serve clients as a lender and an advisor on the same engagement. Further, brokers are protected for their commissions and on their advisor relationship with the borrower. We don’t pursue a broker’s clients.